If you are an employee of a business with worker’s compensation coverage, you should be covered in case of an injury or illness that occurs on the job. In the event of a workplace injury or illness, you should expect to receive benefits for lost wages, medical treatment, and any other compensation related to the claim. However, this is not always the case. There are times where a workplace may deny your workplace injury claim.
Frequent Reasons for Workplace Injury Claims Being Denied
Why would your employer deny your workplace injury claim? There are several reasons your workplace could deny all or a portion of your claim. If you use excessive amounts of drugs or alcohol, you may be denied coverage. If your employer believes you did not suffer serious injury, if your injury did not require medical treatment, if it’s believed that your injury occurred outside of work, or if you committed the act on purpose, your employer may deny coverage. While none of these reasons may be true, your employer may believe them to be true.
Your Injury is Not Due to a One-Time Incident
There are instances in which your repetitive actions at work can cause an injury. For example, by doing repetitive factory work with your hands and arms, you could develop carpal tunnel syndrome. Your employer may not believe that the reason you have carpal tunnel is due to your job as there was not one incident that caused the injury.
Workman’s Compensation Premiums
The reason that your employer denies your claim could have nothing to do with you. Your employer may deny your claim because he or she fears that the company’s worker’s compensation insurance premium will go up.
What Are Your Options?
When your employer denies your claim due to one of the above reasons, you have options. You can appeal the decision through your state or federal worker’s compensation appeal process depending on what type of coverage your employer has. Also, you should contact a worker’s compensation attorney to discuss your case. A worker’s compensation attorney can assist you with your claim and explain your rights under the laws of your state.
If you have filed a worker’s compensation claim and your employer has denied your claim, you can appeal the decision. There are steps you can take to get the compensation that you deserve. If you need expert advice to guide you through the process of filing a worker’s compensation injury claim, contact us at the Law Offices of John L. Schettino. We are an experienced law firm. Contact us today.