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All posts by John L. Schettino

TRID and What it Means for your Home Purchase

TRID and What it Means for your Home Purchase

In October of 2015, new requirements put in place by the federal Consumer Financial Protection Bureau (CFPB) went into effect that dramatically changed the nature and timeline of many real estate closings. The CFPB maintained that previous mortgage disclosure forms were often inconsistent and misleading for potential mortgage applicants and, therefore, it enacted the TILA-RESPA … Continue reading TRID and What it Means for your Home Purchase

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Bill to Remove Estate Tax Could Become a Reality

Bill to Remove Estate Tax Could Become a Reality

One of the most frustrating bills that taxpayers and especially business owners often face is the estate tax here in New Jersey. Highly unpopular, a new vote by a state Senate committee could make the dreams of a disappearing estate tax a reality in the next five years. Approved on Monday in Trenton, the Senate … Continue reading Bill to Remove Estate Tax Could Become a Reality

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Governor Christie Vetoes Workers Compensation Bills

Governor Christie Vetoes Workers Compensation Bills

In the first weeks of the New Year, NJ Governor Chris Christie has just issued vetoes for two major workers compensation bills, which were widely supported by the petitioner’s bar, while being opposed by employers and insurance carriers. Sponsored by attorneys for injured workers, the legislation was aimed at updating legislation that, for decades, employers … Continue reading Governor Christie Vetoes Workers Compensation Bills

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Unmarried Couples and Owning a Home

Unmarried Couples and Owning a Home

Before jumping into a big financial commitment with your sweetheart, consider the implications that some of those actions might have for you long term, especially purchasing real estate together. While it may seem like a solid financial decision at the time, and another stepping stone in moving towards permanence in your relationship, if something goes … Continue reading Unmarried Couples and Owning a Home

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Worker’s Compensation: How It Can Help You

Worker’s Compensation: How It Can Help You

As outlined in a previous post, there are a number of steps you should take when seeking workers compensation rights after a workplace-related injury. Among these include promptly filing an accident report, and seeking immediate medical attention. Once you have successfully proven your case for a workers compensation claim, there are several benefits you can … Continue reading Worker’s Compensation: How It Can Help You

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Power Of Attorney: Choosing Someone You Trust

Power Of Attorney: Choosing Someone You Trust

None of us like to think about the many uncomfortable topics surrounding death and dying, but there’s one conversation about end-of-life care that you can’t afford not having with your loved ones. When appointing an individual with the power of attorney in your will, you want to make sure that you know fully what that … Continue reading Power Of Attorney: Choosing Someone You Trust

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