In October of 2015, new requirements put in place by the federal Consumer Financial Protection Bureau (CFPB) went into effect that dramatically changed the nature and timeline of many real estate closings. The CFPB maintained that previous mortgage disclosure forms were often inconsistent and misleading for potential mortgage applicants and, therefore, it enacted the TILA-RESPA … Continue reading TRID and What it Means for your Home Purchase
A durable power of attorney is a document, authorized by state law, which allows a person to designate another party to handle his or her affairs. What makes these powers of attorney “durable” is that they continue to be in force even after a person loses the mental capacity required to create such an arrangement. … Continue reading The Power of a Durable Power of Attorney
Many people believe that dying without a will is not a big deal, especially if they do not have a significant amount of wealth or property. You may believe that without a will, your family will simply divide up your belongings and take care of your affairs on their own. However, under New Jersey law, … Continue reading I Never Wrote a Will, What Could Happen in Probate?
If you are injured at the workplace, you would normally want to report it to your supervisor and hopefully qualify for workers compensation to apply to your medical bills and make up for any time that you missed as a result of your work related injury. However, once you make your report to your employer … Continue reading Failure to Report Injuries